80G Tax Rebate

In order to attract contributions to certain charitable funds and organizations established by the government it offers tax exemption on amounts you donate to them. These are covered under section 80G.

Maximum deduction limit under 80G tax rebate

Under this section deduction limit is classified into 4 depending on the type of charitable organization or fund as follows:

i) 100% deduction on donation

ii) 50% deduction on donation

iii) 100% deduction subject to qualifying limit

iv) 50% deduction subject to qualifying limit

Here qualifying limit refers to 10% of adjusted gross total income (total income after all deductions have been accounted for except under section 80G and less of capital gains). This means the deduction can be 50% (or 100%) of the donation amount with maximum limit of 10% of your adjusted gross total income.

Eligibility for 80G

The following is the list of funds or organizations eligible for 80G deduction

i) 100% deduction on donation to

1. Prime Minister's National Relief Fund

2. National Defence Fund

3. Prime Minister's Armenia Earthquake Relief Fund 176

4. The Africa (Public Contribution - India) Fund

5. The National Foundation for Communal Harmony

6. Approved university or educational institution of national eminence

7. The Chief Minister's Earthquake Relief Fund, Maharashtra

8. Donations made to Zila Saksharta Samitis.

9. The National Blood Transfusion Council or a State Blood Transfusion Council.

10. The Army Central Welfare Fund or the Indian Naval Benevolent Fund or The Air Force Central Welfare Fund

11.  National Children's Fund

ii) 50% deduction on donation to

1. Jawaharlal Nehru Memorial Fund  

2. Prime Minister's Drought Relief Fund  

3. Indira Gandhi Memorial Trust    

4. The Rajiv Gandhi Foundation

iii) 100% deduction subject to qualifying limit on donation to

The government or a local authority for promoting family planning.

iv) 50% deduction subject to qualifying limit on donation to

1. The government or any local authority for any charitable purposes other than for promoting family planning. 

2. Any authority in India that is engaged in housing development, development of cities, towns and villages 

3. Corporations promoting interests of Muslim, Christian, Sikh, Buddhist, Parsi communities. 

4. Repair work of a notified temple, mosque, church, gurudwara, etc.

How to get tax deduction for 80G

You can show certificates to company HR to have lesser TDS applied on your salary for your donations to charity. Else you can still put this amount in the cell for 80G under Chapter VI-A deductions in the ITR form while filing tax returns.

Fintotal comment

If you pay a donation to any recognized charity fund or organisation, a part of the donation can be claimed as an expense. This means that the donation paid is reduced from your salary, so your tax liability reduces. The charity needs to give you a certificate to this effect, which it would if it were recognized under this section. You need to declare this while filing your Tax Returns.

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